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. But things get complicated when lenders are involved. Why does the insured come second?

Certificate of Insurance / Additional Insured Endorsement ...
Certificate of Insurance / Additional Insured Endorsement ... from www.mtmic.com
Insurance is a crucial requirement on a mortgage loan. When you get approved, contact your insurance company and add the lender as loss payee. Loss payee, mortgagee, and interested party notifications.

A certificate of insurance (coi), sometimes called a certificate of liability insurance, is a what is a certificate of insurance.

However, certain states accept an electronic proof of insurance. Mitigating risk in trade finance (s1e18). This is usually a bank or financial institution but it can also be a person, they may also be referred to as the the car insurance loss payee will get the money from an insurance claim or totaled vehicle first. 'loss payee' is simply a generic phrase signifying the rightful recipient of any kind of reimbursement and is most often used in the auto insurance industry.