The Cheapest Places to Retire in Texas: Retire At 60

Cheapest Places to Retire in Texas - When you're ready to retire, there are a few things you need to consider. One of the most important of these is where you'll be living - and Texas may be the best place for you. Not only are the cost of living low in Texas, but the weather is also excellent for retirement. In fact, many retirees choose to retire in Texas because of its sunny climate and relaxed lifestyle. 

If you're looking for the cheapest place to retire in texas, read on to learn more about the most affordable places in Texas!

Factors to Consider While Choosing a Retirement Location

When it comes to choosing the best place to retire, there are a few things to take into account. One of the most important factors is transportation. Make sure you have an idea of how much money you'll need each month for transportation costs and other bills while retired, in addition to any living expenses. 

Another important factor to consider is healthcare. Make sure the location has quality and accessible medical care, and that the cost of living is affordable. 

As for the weather, always keep in mind that it can play a big role in your retirement lifestyle. 

If you're looking for a place that's affordable and has great medical care, consider retiring in Texas.

How Can You Find Out If a Place is Affordable for Retirement?

Retiring in Texas can be an affordable and rewarding experience, but it's important to have realistic expectations about what home ownership will cost once you retire. Luckily, there are a few things you can do to help gauge affordability. 

For example, research the area you're thinking of retiring in and look at average property values. Additionally, compare costs with other areas in Texas to get an idea of what home prices are like in your target area. 

Once you've got an idea of what you're looking for, start looking at homes on the market. If everything looks good so far, go ahead and make an offer! 

If you have any questions or concerns, don't hesitate to reach out to a real estate agent or mortgage lender. They can help you navigate the home buying process smoothly and without any hiccups.

How Much Does it Cost to Retire in Texas?

It's time to retire how much to retire at 60! And if you're in the market for a place to do just that, Texas has plenty of great options. According to the cost of living rankings, the average cost to retire in Texas is $112,000 per year. This includes the cost of living, healthcare, food, and other expenses. 

Some of the cheapest places to retire in Texas include Austin, San Antonio, and Dallas. 

If you're looking for a small-town setting with plenty of amenities, Plano is a great option! There are also a variety of places to choose from, depending on your budget and needs. 

So, whether you're looking for an affordable place to retire in Texas or you have more specific requirements, don't wait – start your retirement search today!

The Most Affordable Places to Retire in Texas

It's never too early to start planning for retirement. And if you're in the market for a place to retire in Texas, it's important to consider where your money will go the longest. 

According to our list of the most affordable places to retire in Texas at 60 or more years of age, these areas have stronger economic fundamentals than larger cities. This makes them a safer investment, as you'll be able to rely on your savings for a longer period of time. 

Additionally, these areas have few major attractions, making living there cost-effective. 

If you're looking for a rural place to retire in Texas, our list of the cheapest places to retire in Texas may be of interest to you. 

The most affordable places to retire are located in rural areas with low population densities and few major attractions. So, if you're ready to retire and are weighing your options, be sure to consult our list of the cheapest places to retire in texas at 60 years of age or more!

-El Paso

El Paso , Texas

If you’re looking for one of the best cities to retire in Texas, consider El Paso. It has a large military population and is among the safest cities in the country. In addition to easy access to healthcare, you’ll also have year-round warm weather and a low cost of living. 


Dallas, Texas

Texas’s largest city is one of the best places to retire in Texas. The city is home to several large corporations, including American Airlines, ExxonMobil, and Southwest Airlines. Dallas also offers a wide variety of entertainment options, from sports teams to museums and theaters.

A warm climate and plenty of bustling towns make it popular with many retirees. But Dallas isn’t just for people looking for a retirement destination; there are plenty of family-friendly attractions that will appeal to everyone as well.


Brownsville, Texas

Brownsville is a small town with big aspirations. Located in North East Texas, the city boasts a population of around 200,000 people and encompasses nearly 5 square miles. It has been noted for its agricultural production – especially sugar cane – as well as its strategic location at the southern tip of Texas.

Residents have many positive things to say about Brownsville and cite it as one of the safest cities in Texas overall. They also appreciate a large number of shopping options available on both Main Street and Highway 281 (the latter being known as "The Strip"). Several banks are located in or near the city and there are a number of churches and other community organizations.

Home prices in Brownsville hover around the $150,000 mark on average. The Texas Gulf Coast region is known for its mild winter weather, so summers tend to be quite hot (although Brownsville boasts some lovely parks which can serve as oases from the sun).

Brownsville also has excellent healthcare facilities, with several top-notch hospitals located within reasonable driving distance. The city's three colleges – East Central University, Lamar State College-Port Arthur, and Trinity Valley Community College – provide ample opportunities for residents to keep their skills sharp. 

In addition, being only a 40-minute drive from downtown, the city is close to major tourist sites such as South Padre Island. Also, the cheapest place to live in texas in 2022. 

The Gladys Porter Zoo, Palo Alto Battlefield National Historical Park, and other local attractions are just a few of the city's wonderful attractions. Furthermore, don't neglect the bustling core of excellent restaurants, cafes, bars, and stores in downtown Brownsville, which has recently been revitalized.

In terms of recreation, Brownsville residents can enjoy the ocean beaches just a few miles away, as well as golf courses and horseback riding trails in the surrounding countryside.

For those who are looking for opportunities to relax and rejuvenate after spending a day outdoors – whether it be through yoga classes or a massage – Brownsville is definitely worth considering as their retirement destination.


Amarillo, Texas

If you’re asking is Texas a good place to retire? that has plenty of cultural attractions, Amarillo is a perfect choice. The city has been designated as a UNESCO World Heritage Site and features museums like the National Cowboy and Western Museum. 

Amarillo also offers an excellent climate year-round, making it easy to enjoy all that the area has to offer without having to deal with extreme temperatures.

For many people, Amarillo’s low cost of living is one of its most appealing features. You can easily cover your basic needs without breaking the bank – which means you can devote yourself.


Abilene, Texas

If you're looking for a thriving city with easy access to beautiful scenery and interesting attractions, look no further than Abilene! The city has a strong, community-focused appeal that most of its residents fall in love with, and it is located in a quiet part of central Texas. 

You could easily go for a drive to Abilene, which is just under 3 hours away from Fort Worth, Texas's fifth-largest city. The Abilene Zoo and the many public parks in Abilene are both well-known. At Adamson-Spalding Storybook Garden, you might also see the monuments with your kids. 


McAllen, Texas

McAllen, Texas is a city that offers retirees a lot of entertainment options. With such an extensive cultural calendar, you're never too far from something interesting to do. The McAllen Museum of Art is definitely worth visiting if you're looking for high-quality art; then there's the McAllen Historical Center with its collection of military artifacts and furniture dating back to the 1800s.

Despite this, McAllen is still a safe place. Being safer than the rest of the United States, the crime rates are 25% lower than the state average. McAllen has a projected future job expansion of 36%, which is almost 3% greater than the US average, so the economy's expanding workforce is something to anticipate.

One other thing that makes McAllens appeal to retirees is how affordable it can be! There are plenty of places where you can enjoy delicious Mexican food without breaking the bank – like Rosa Linda's Fresh.


Another option is Killeen, which is the cheapest city in Texas to live in. One of the biggest military bases in the United States is located nearby Fort Hood. Although many of the activities are aimed toward families, two senior centers ensure that retirees have plenty to do.

Many people consider Killen, Texas to be one of the most beautiful places in the country. And it's not hard to see why – with rolling hills and crystal-clear streams, there's just something about this small town that feels picturesque.

Killen also has a lot to offer retirees who are interested in pets. With close proximity to Fort Hood and San Antonio, you're never too far from finding an interesting place for your furry friend to run around! 

Plus, both cities have plenty of pet stores where you can find everything from dog treats to cat litter.

-Edinburg, Texas

Another city that's great for retirees is Edinburg, Texas. Located in the heart of the Rio Grande Valley, the city is home to numerous universities and hospitals. It's a convenient place to live – not only does it have an excellent public transportation system, but also there are plenty of places to eat and shop.

Despite the fact that Edinburg is a calm neighborhood, it has a diverse range of things to do and see for all ages. The Museum of South Texas History, the Edinburg Scenic Wetlands, and Freddy Gonzalez Park are just a few of the notable attractions in Edinburg.

Additionally, Edinburg has some fantastic amenities for those who enjoy staying active. There are two golf courses within a few miles of downtown, as well as several hiking trails that invite visitors out into nature.


If you're looking for the cheapest place to retire in texas that provides tranquility and plenty of activities, Mission may be the perfect fit. Located in Southeast Texas, the city is home to rolling hills and miles of pristine coastline.

Residents can enjoy everything from swimming in the waves at Mission Beach Park to kayaking through picturesque coves. And if golf isn't your thing, there are also several racquetball courts within walking distance of downtown – perfect for when boredom sets in!

Residents have a lot to do in Mission, including local businesses, restaurants, and lovely parks. You can visit Bentsen-Rio Grande Valley State Park, as well as Anzalduas Park, which are both worth seeing. There are also several golf courses nearby.

Mission also has a number of excellent amenities for retirees who want to stay active and engaged with their community. 

-San Antonio

Residents of San Antonio can enjoy all the benefits that come with living in one of the most populous cities in Texas. From shopping at local malls to dining out at some of the city's best restaurants, there is plenty for residents and visitors to do.

In addition, San Antonio has a number of excellent amenities for retirees who want to stay active and engaged with their community. There are several golf courses within a few miles of downtown, as well as several hiking trails that invite visitors out into nature.

San Antonio also offers ample opportunity for seniors to participate in cultural activities throughout the year – from performing at local theater companies to attending art events.

-San Juan

Residents of San Juan may find themselves continually impressed by the city's natural beauty. Surrounded by hills and rolling green hills, this small town offers everything from swimming in crystal clear lakes to hiking through picturesque forests.

Residents describe the city as safe and well-kept, with a tight-knit, family-oriented society. Although the city is quite tiny and primarily residential, it does include a number of delicious, locally-owned Mexican eateries as well as a Walmart.

With homes that cost $150,000 to $160,000 on average, San Juan, Texas has the lowest average home values on this list. The bigger and more active McAllen, Texas is also around 10-15 minutes away. A few minutes away are the tropical Quinta Mazatlan gardens, the McAllen Public Library, and the McAllen Historic Center.

In addition to its bounty of outdoor activities, San Juan is home to a number of excellent amenities for retirees who want to stay active and engaged with their community. 

There are several golf courses within striking distance, as well as several spas that offer residents a chance to relax and rejuvenate after a day spent outdoors. Residents can also enjoy culinary delights at some of the city's many restaurants, or catch a performance at one of the city's theaters.

Conclusion: Cheapest Place to Retire in Texas

Although Texas isn't the most tax-friendly state for retirees, it does have a low cost of living. It attracts a lot of retired people because of its warm climate and numerous bustling cities. Some are more historic, while others are more family-oriented and suburban.

Looking to retire in Texas? You're in luck! Our blog has outlined the cheapest places to retire in Texas based on a variety of factors, including the cost of living and amenities. Whether you're looking for an affordable place to retire or just want to know the best places to retire in Texas.

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