ePrivacy and GPDR Cookie Consent by Cookie Consent View 10 Indexed Universal Life Insurance Site:www.bogleheads.org Background - Penny Matrix

View 10 Indexed Universal Life Insurance Site:www.bogleheads.org Background

View 10 Indexed Universal Life Insurance Site:www.bogleheads.org
Background
. An indexed universal life policy will not be guaranteed like the death benefit and cash value is on a whole life policy. Recently, an agent tried to sell me iul (index universal life insurance), which is very attractive to me based on what the agents told tome.

The Roth Index Universal Life Policy - Bogleheads.org
The Roth Index Universal Life Policy - Bogleheads.org from whitecoatinvestor.com
Here is a quote from a life insurance company that markets this product The major flaw throughout the entire book is the rate of return assumptions used in these indexed ul products. The idea of the indexed universal life seems like a great idea on paper.

The overhead (commissions and fees) are not easily found by the purchaser.

I don't need to be talked out of getting such a policy; Can you verbalize (put into words) a specific need for a permanent death benefit? So, can someone explain in terms i can understand the objective of indexed universal life and under what circumstance. My sister has been asking me about this indexed universal life deal after reading the retirement miracle which was given to her by a friend who has been telling her about buying what i believe is an indexed universal life insurance plan.