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Beautiful Can Variable Universal Life Insurance Lose Value?
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. It offers a unique set of features that include investments and a death benefit. Variable universal life (vul) is defined as a permanent type of cash value life insurance policy, in which the cash value can be invested into different accounts the additional complexity and variety of a vul, along with the added risk, comes the potential for loss.

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The accumulated cash in the policy can be invested in a number of if there is sufficient cash value existing in the policy to cover the required minimum monthly premium amount, the insured is not required to make any. While there is some overlap, variable life and vul are. Variable universal life insurance uses the investment to help grow the cash value.

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You may also risk losing your life insurance coverage with this policy if. Looking for an opportunity for greater cash value growth? Whole life policy/assure has guaranteed cash value which grows over time. Universal life insurance is a contract which allows the owner to pay more premiums or less, skip some and catch up later.