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Health insurance policy terms and conditions can be confusing. Employee premiums are typically less expensive than those for an individual health plan. The office of federal employees' group life insurance (ofegli), which is a private entity that has a contract with the federal government, processes and pays claims under the fegli program.

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Here are the new year survey highlights. Health insurance policy terms and conditions can be confusing. Fegli provides group term life insurance. Most health plans must cover a set of preventive services like shots and screening tests at no cost to you.