Most Expensive Auto Insurance Companies

Most Expensive Auto Insurance Companies. Power, AM Best, Consumer Reports and. For the most accurate and reliable auto insurance reviews, we turned to industry experts, J.

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Michigan is more expensive than other states because it employs a unique no-fault car insurance system. The state with the most expensive car insurance is Florida. Guaranteed Auto Protection (Gap): most auto insurance companies reimburse you for the actual cash value of your vehicle in the event of a total loss.

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We analyzed all of the major auto insurance companies in the country that provide such policies. This then translates to more risk for the insurance company and higher premiums for premium. The state with the most expensive car insurance is Florida.